When you’re facing pre‑foreclosure, it’s easy to feel like your options are slipping away. The letters from the lender, the stress of missed payments, and the fear of losing your home can make everything feel overwhelming. But here’s the truth many homeowners in Riverside County don’t realize:
Yes—you can sell your home during pre‑foreclosure. And in many cases, it’s one of the best ways to protect your equity, your credit, and your peace of mind.
Let’s walk through what that really means, what the process looks like, and how a faith‑driven approach can help you make the right decision for your family.
What Is Pre‑Foreclosure?
Pre‑foreclosure begins when a homeowner falls behind on mortgage payments and the lender files a Notice of Default (NOD). This is the official warning that foreclosure may happen if the loan isn’t brought current.
But here’s the key: Pre‑foreclosure is a period of opportunity—not the end of the road.
You still legally own your home. You still have rights. And you still have time to act.
For more details on the process, you can visit:
- California Courts – Foreclosure Basics
- Riverside County Assessor‑Clerk‑Recorder
Can I Sell My Home During Pre‑Foreclosure?
Absolutely. In fact, selling during pre‑foreclosure is extremely common in California.
Here’s why homeowners choose this option:
1. You Can Avoid Foreclosure Completely
A completed foreclosure can stay on your credit report for seven years. Selling before the auction stops the process and prevents long‑term damage.
2. You Can Protect Your Equity
Many Riverside County homeowners still have strong equity—even if they’re behind on payments. Selling early allows you to keep that equity instead of losing it to fees or foreclosure costs.
3. You Can Sell the Home As‑Is
If repairs, updates, or deferred maintenance are part of the problem, you can still sell. Investors often buy homes exactly as they are, saving you time and money.
4. You Control the Timeline
Selling during pre‑foreclosure gives you more flexibility. You can often choose your closing date and arrange a move‑out schedule that works for your family.
How Does the Process Work?
Selling during pre‑foreclosure is simpler than most homeowners expect. Here’s a quick breakdown:
Step 1: Get Clarity on Your Situation
Know how much you owe, how far behind you are, and whether a sale will cover the balance. A reputable investor or real estate professional can help you understand this quickly.
Step 2: Choose How You Want to Sell
You can:
- List the home on the market
- Sell directly to a local investor
- Explore a short sale (if you owe more than the home is worth)
Most stressed homeowners choose a direct sale because it’s faster, private, and avoids showings or repairs.
Step 3: Notify the Lender
Once you’re under contract, your lender pauses the foreclosure process while the sale moves forward.
Step 4: Close and Move Forward
When the sale closes, the mortgage is paid off, the foreclosure stops, and you keep any remaining equity.
A Faith‑Guided Perspective: You’re Not Defined by This Moment
Financial hardship can feel heavy, but it doesn’t define your worth or your future. Scripture reminds us that “God is close to the brokenhearted and saves those who are crushed in spirit.” You’re not alone in this season.
A faith‑driven investor approaches your situation with compassion, honesty, and respect—never pressure or judgment. The goal is to help you find peace, clarity, and a path forward that honors your dignity.
You Have Options—Let’s Explore Them Together
If you’re in pre‑foreclosure and unsure what to do next, you don’t have to navigate it alone. Whether you want to save your home or sell it, you deserve clear guidance and real solutions.
Contact Bereishis Corp today for a confidential, pressure‑free conversation. Let’s walk through your options together and find the path that brings you relief and hope.